Month Budget ($) Total Expenses ($) YTD Loss Ratio (%) Analysis January 50,000 48,000 4.00% Stayed within budget, maintaining a surplus. February 52,000 51,500 2.88% Slight increase in expenses, but controlled. March 53,000 55,000 3.77% Expenses exceeded budget slightly. April 55,000 57,200 5.45% Overspending trend emerging. May 56,000 60,000 7.14% Expenses continue to rise above budget. June 58,000 62,500 8.62% Higher expenses impacting financial balance. July 60,000 63,800 9.67% Budget overruns becoming consistent. August 62,000 66,000 10.87% Increased expenses continue. September 63,500 68,200 11.85% Cost control measures needed. October 65,000 71,000 13.46% Spending is significantly over budget. November 67,000 74,500 15.38% High YTD loss ratio; review required. December 70,000 78,000 17.14% Year ends with substantial overspending. Monthly Plan Performance Report Sample Client – Medical Report