Whether you're enrolling through your employer or setting up an account on your own, we make it simple to start saving for healthcare expenses. Through Your Employer 1. Check Eligibility – Confirm if your employer offers an HSA or FSA and determine your eligibility. 2. Enroll During Open Enrollment – Sign up through your portal and choose your contribution amount. 3. Payroll Deductions Begin – Your contributions will be automatically deducted pre-tax from your paycheck. 4. Start Using Your Funds – Use your account card or reimbursement process for eligible healthcare expenses. On Your Own 1. Choose a Provider – Research banks or financial institutions offering HSAs. 2. Open an Account – Complete the application online or in person, providing required documentation. 3. Fund Your Account – Contribute up to the IRS limit via direct deposits or transfers. 4. Manage & Spend – Use your HSA funds for qualified expenses and enjoy tax-free savings. Opening your account

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