How Much Coverage Can You Apply For? Your life insurance coverage should reflect your financial goals and the security you want to provide for your loved ones. We offer flexible coverage options based on your needs, whether you're applying individually or for your entire family. How Much Life Insurance Do You Need? Choosing the right coverage depends on your financial responsibilities and future goals. Consider these factors to determine the ideal amount: ● Income Replacement ● Outstanding Debts ● Future Expenses ● End-of-Life Costs How Much Your Coverage Costs Use this simple formula to estimate the coverage amount that suits your needs: Coverage Amount ÷ 1,000) × Rate = Monthly Cost Your final rate may vary based on age, health, and policy type. Get a personalized quote to see your exact cost. Coverage Type Maximum Coverage Amount Personal Up to $500,000 Personal + Spouse Up to $1,000,000 (combined) Personal + Child(ren) Up to $750,000 (combined) Family Up to $1,500,000 (combined)