FLEXIBLE SPENDING ACCOUNT Savetax dollars and receive an advanced loan to assist with qualified expenses with an FSA. Determine your per paycheck contribution in the beginning of the year, and then spend those funds on qualified health expenses or dependent care expenses as needed before the plan year ends. YOUR JOURNEY TO HEALTH SAVINGS ACCOUNT Take advantage of triple tax savings through an HSA. Reduce your taxable income by contributing into this account, purchase qualified healthcare items free of tax, and earn tax- free interest on HSA investment dollars. Unused funds will roll over from year to year. You must be enrolled in the company HDHP Medical Plan to be eligible for an HSA. SAVINGS