DISABILITY Accidents and illnesses happen and often when we least expect them. Ensure you are financially prepared to stay afloat in the midst of a medical condition with disability insurance. You can't put a price tag on your life, but you can protect your loved ones with life insurance in the event of a premature loss. BASIC LIFE AND AD&D - You are automatically enrolled in this employer-paid coverage. VOLUNTARY LIFE AND AD&D - You must submit an application and be approved to be enrolled in this employee-paid coverage. SHORT TERM DISABILITY - You are automatically enrolled in this employer-paid coverage. LONG TERM DISABILITY - You are automatically enrolled in this employer-paid coverage. 1.5 x your Earnings To a Maximum Of $225,000 EMPLOYEE Increments of $10,000 up to 5x your earnings; $500,000 Maximum SPOUSE Increments of $5,000 up to 100% of Employee Amount up to $250,000 CHILD Increments of $1,000, maximum benefit of $5,000 EMPLOYEE 60%of your Earnings to a Maximum of $1,500 a Week SPOUSE 13 Weeks for Sickness 13 weeks for Accident CHILD Illness: 7 Days Accident: 0 Days BENEFIT 60% of your earnings to a maximum of $12,500 a Month DURATION Up to Social Security Normal Retirement Age WAITING PERIOD 90 Days Short-Term Disability 101 Long-Term Disability 101 LIFE