| 31 | Short-Term Disability & Long-Term Disability Short-Term Disability (STD) The Short-Term Disability (STD) Plan provides income protection if you become disabled and cannot work due to a non-work-related illness or accidental injury. UnityPoint Health automatically provides Short-Term Disability coverage – at no cost to you – for all eligible team members. Participation begins on the first of the month following your start date or benefit status change date. The Short-Term Disability Plan begins to pay benefits after 14 days of continuous disability. Short-Term Disability benefits replace 60% of your regular weekly base pay, to a maximum of $2,500 per week, for up to 26 weeks. NO COST TO YOU UnityPoint Health automatically provides Short- Term and Long-Term Disability coverage- at no cost to you- for all eligible team members. Long-Term Disability If you become disabled for an extended period of time and cannot work, no benefit becomes more important to your financial security than disability income protection. BASIC LONG-TERM DISABILITY If you remain totally disabled and unable to work for more than 180 days, you may be eligible for Long-Term Disability (LTD) benefits through Prudential. UnityPoint Health automatically provides you LTD benefits that replace up to 50% of your monthly base pay, up to a maximum of $10,000 per month. Monthly LTD benefits will be reduced by Social Security and any other disability income you are eligible to receive, such as Workers’ Compensation. BUY-UP LONG-TERM DISABILITY You can purchase additional LTD coverage through Prudential that will increase your monthly benefit to 60% of your monthly pay. The cost of this additional coverage is available in Lawson during your enrollment. ABSENCEONE All approved Leaves of Absence (LOA), including intermittent FMLA and continuous LOA, including Short-Term Disability (STD), medical, personal, and military leave, are administered through AbsenceOne. Access the AbsenceOne online portal at AbsenceOne.com/ unitypointhealth.