| 29 | Hospital Indemnity Insurance Watch the hospital indemnity insurance video What is Hospital Indemnity Insurance? Hospital Indemnity Insurance through Voya pays a daily benefit if you have a covered stay in a hospital, critical care unit or rehabilitation facility. The benefit amount is determined by the type of facility and the number of days you stay. Hospital Indemnity Insurance is not health insurance and does not satisfy the requirement of minimum essential coverage under the Affordable Care Act. How can Hospital Indemnity Insurance help? Below are a few examples of how your Hospital Indemnity Insurance benefit could be used (coverage amounts may vary): MEDICAL EXPENSES, SUCH AS DEDUCTIBLES AND COPAYS TRAVEL, FOOD AND LODGING EXPENSES FOR FAMILY MEMBERS EVERYDAY EXPENSES LIKE UTILITIES AND GROCERIES CHILD CARE Who is eligible for Hospital Indemnity Insurance? › All UnityPoint Health benefit eligible team members, their spouses/domestic partners and children. › Your children are eligible for coverage up to age 26. › If you elect coverage for your family members, your spouse/domestic partner and children will have the same Hospital Indemnity benefits as you do.