| 50 | Marketplace Notice The Patient Protection and Affordable Care Act (ACA) requires employers to provide team members with a written notice informing them of the existence of the Marketplace, including a description of the services provided by the Marketplace. The Marketplace Notice also lets you know how you may contact the Marketplace to request assistance. Illinois Consumer Coverage Disclosure For team members residing in Illinois, the Consumer Coverage Disclosure Act (CCDA) requires employers to disclose a written list of benefits offered compared to the list of essential health benefits issued by the State of Illinois. The Illinois Consumer Coverage Disclosure lets you compare the benefits offered by UnityPoint Health with the state’s ‘Benchmark Plan’ posted on the Illinois Department of Labor website. Notice of Privacy Practices The HIPAA Privacy Rule requires groups offering certain health benefit plans to develop and distribute a Notice of Privacy Practices (NPPs). The Notice of Privacy Practices must describe how the covered entity may and may not use protected health information (PHI) and what your rights and obligations with respect to protected health information (PHI) are. Voluntary Benefit Notice UnityPoint Health does not sponsor, endorse or administer these voluntary programs or benefits and these voluntary programs or benefits do not constitute an “employee benefit plan” under the Employee Retirement Income Security Act of 1974 (ERISA), as amended. › Accident Insurance › Critical Illness Insurance › Hospital Indemnity Insurance › Legal Insurance & Identity Theft Protection
