| 42 | Education Assistance, continued Work Commitment A Team Member who voluntarily terminates employment or is terminated for cause within 12 months of receiving education assistance through Traditional Reimbursement will be required to refund UnityPoint Health 100% of the payments received within that time period on a pro-rated basis from the time of last payment and date of termination. Public Service Loan Forgiveness (PSLF) Support PSLF is a federal program created for those in public service jobs, offering the opportunity to have your federal loan balances forgiven after 10 years and 120 qualifying payments. All tax free! Team Members can receive PSLF support through Fidelity’s Summer program aimed at streamlining and automating the process while reducing stress with resources that may help increase financial well- being and confidence. KEY FEATURES OF THE PROGRAM INCLUDE: › Complete PSLF coverage – Summer manages the entire PSLF process for borrowers from checking eligibility to employer coordination and online form submission. › Recertification support – Summer works with borrowers and their employers to ensure all PSLF requirements are met. › Protection from server mistakes – Summer has deep experience navigating rejections from loan servicer mistakes. For help from an expert to determine your eligibility or support filling in your forms, visit fidelity.com/forgiveness. Employment certification forms ready for completion should be sent to [email protected]. Student Loan Origination & Refinancing Fidelity’s Credible program is one way to find options to pay for college. Credible is an online marketplace that provides borrowers looking for private student loads with competitive, personalized, prequalified rates from up to 8 vetted lenders. There is no cost to request offers, and checking rates will not impact your credit score. Key features of the program include: › Personalized rates, not ranges from multiple lenders › Ability to comparison shop across lenders to find the best solution for your situation › No hidden fees, original fees, or prepayment penalties › Simple online process that keeps your data confidential. To access Credible log into the Fidelity portal at netbenefits.com.