Before Filling a Claim Process Before you file a claim, it is essential to review your insurance policy thoroughly. Ensure you understand the coverage limits, exclusions, and any specific requirements for filing a claim. This will help you determine if your situation is covered under your policy and prepare you for the next steps. Documentation Preparation • Receipts: Proof of expenses or losses incurred. • Medical Records: If applicable, including diagnoses and treatments. • Photos or Videos: Evidence of damage or loss. • Police Reports: For incidents involving theft, vandalism, or accidents. • Claim Form: Completed and signed as required. When to file a claim • Property Damage: Due to events such as fire, theft, or natural disasters. • Medical Expenses: From accidents or health issues covered by your policy. • Liability Claims: When you are responsible for damage or injury to others.