| 15 | Dental Insurance Which Dental Plan is the best choice for Me? We offer dental coverage through Delta Dental with a choice of two plans: BASIC and PREMIER. Both dental plans provide coverage for preventive and basic care services. BASIC PLAN: › Lower premiums › Doesn’t cover orthodontia or major services PREMIER PLAN: › Covers orthodontia in full if under 19 › Covers major services SAVE MONEY ON THE BASIC PLAN If you and your eligible dependents don’t have orthodontia (under age 19) or major dental service needs, the Basic Plan offers you a way to save money while still getting coverage for your diagnostic, preventive and routine restorative services. DELTA DENTAL PPO NETWORK When you see a dental provider who is in the Delta Dental PPO network, you will commonly pay less than when you see a dental provider who is in the Delta Dental Premier network or an out-of-network provider. The Enhanced Benefits Program (EBP) is available under both plans. The EBP offers additional oral health services to Eligible Covered Persons with qualifying dental or medical conditions. Qualifying participants may be eligible for additional cleanings and topical fluoride application. Coverage and Costs Delta Dental contracts with dentists and other dental care providers in all of the communities where UnityPoint Health affiliates are located. You can review the coverage levels and premium information for each dental plan on the next page to help you determine which plan is best for you. The percentages in the table are the percentages you pay.

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